Two published programs can apply to a Schoharie County property.
Awards are not automatic. The administrator of each program decides.
Funding questions usually arise after a system problem, a failed inspection, or a replacement recommendation. CWC covers qualifying homes in eligible West-of-Hudson watershed areas. The New York State fund is administered here by Schoharie County for properties that meet the priority-waterbody rules.
The 2025 state-fund summary lists a standard eligible project at up to 50% of eligible costs, maximum grant $10,000, and an eligible enhanced system at up to 75%, maximum grant $25,000. Those are maximums, not guaranteed awards.
Potentially relevant for properties in eligible portions of the West-of-Hudson NYC Watershed. CWC currently identifies Broome, Conesville, Gilboa, and Jefferson among Schoharie County program towns. Verify current eligibility with CWC.
Learn about the CWC septic program →Official program resource
Start With the CWC Septic Program Inquiry →A state fund for qualifying projects related to designated priority waterbodies. Schoharie County participates and takes the applications. Local contact: Shane Nickle, 518-295-8770. Standard projects: up to 50% of eligible costs, maximum $10,000. Enhanced systems: up to 75%, maximum $25,000. Those are maximums, not guaranteed awards.
Learn about the NYS fund →Official program resource
View the Official NYS Septic Replacement Fund →Answer a few questions about the property to see which published funding programs may be relevant. Eligibility and award amounts are determined by the program administrator under current rules.
Answer all four questions to see which funding programs may be relevant to the property.
Whether the work is a repair, replacement of one component, or complete replacement changes which program rules can apply:
Eligibility is determined by the program administrator under current program rules. Confirm those rules with the official program before relying on an amount or an approval.
Two published programs may apply. The Catskill Watershed Corporation helps qualifying homes in eligible West-of-Hudson watershed areas. The New York State Septic System Replacement Fund is administered in Schoharie County for properties that meet the priority-waterbody rules. Awards are not automatic.
The Catskill Watershed Corporation septic program, for Broome, Conesville, Gilboa, and Jefferson properties in eligible watershed areas, and the New York State Septic System Replacement Fund. Schoharie County participates in the state fund and takes the applications. The 2025 summary lists a standard-project maximum of 50% of eligible costs, up to $10,000, and an enhanced-system maximum of 75%, up to $25,000.
No. County residence alone does not create eligibility. Program criteria can include location within eligible watershed portions or near designated waterbodies, system conditions, residency type, and other current requirements.
The two programs use different timing. For CWC, contact the program early, get into the program, and obtain written approval of the design and construction quotes before that reimbursable work begins. For the state fund, the county evaluates the application and sends an award letter. The homeowner accepts the award terms before hiring design professionals and contractors. Do not treat the two sequences as the same process.
Identify the failed component and check current funding requirements before beginning replacement work.
